Why would you not get private health?

If you are earning $150,000, you are probably $600-$800 worse off if you do not have private health. Are there any reasons not to get it?

You can just get the most basic hospital coverage, and pay $1300 yearly to a private health company as opposed to $2000 in MLS. Even if it is junk coverage and does not include anything, that's basically $700.

And having private health does not prevent you from using Medicare eg bulk billing GP. So it's just money saved with no downside, right?

• To be clear, the Medicare Levy and Medicare Levy Surcharge (MLS) are different. MLS is charged on top of the ML and applies if you don't have private health.
• Getting private health exempts you from being charged the MLS, which can often be $1000+ beyond what you would pay for private health.
• You can still use public health even if you have private health insurance.

^ These 3 points seem to be misunderstood by many people here who just say "hurr durr, invest in ETFs and I support the public system". You are literally losing money straight out if you pay more on the MLS. There is no downside from what I can tell, unless anyone wants to prove me wrong.