Body armour recommendations?

Hey all,

I'm in the market for some body armour that protects my torso - primarily chest and spine.

Does any one have any recommendations?

I've seen the Fox Baseframe Pro get praised a lot but I'm apprehensive about wearing a t-shirt type protection and would almost rather something that could be taken off for climbing needs, such as the Scott Softcon or Troy Lee Rock Fight CE.

Curious to hear you thoughts!

Thanks, K