$5000 per day but you’re unexpectedly surprised by a large spider or centipede every day.

Pretty self explanatory. You have no idea where or when the spider/centipede will surprise you (couch, bed, car, kitchen drawer, shower, etc.) - you just know it will happen once every day. Money is tax free and paid daily. Spider/centipede will be about the size of a wolf spider so large but similar to what we all experience from time to time. You can kill the bug but it wont matter for the next day.