Giving credit card companies electronic access to bank account

Hello,

I used to listen to Dave Ramsey (many years ago) and one of his often-repeated rules was "don't give credit card companies electronic access to your bank accounts"

I used to listen to various callers about this and sometimes they were horror stories... Capital One just went and took the money... to which Dave would say "they can't be trusted at all"

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Fast forward to YNAB and I've just acquired my first credit card in over 10 years. I did this only because I want to boost my credit score and I intend to payoff this card in full every month (thanks to YNAB I can see this will be very easy to manage).

But as far as payment... should I honor Dave's rule and send checks to the CC company? Or do you think it's "safe" to authorize one-time or recurring debits from my checking account? The checking account and credit card are with the same bank.

My suspicion is that - in this day and age - everything should be electronic. If I was really hard-up and needed to "manage" these various payments (ie, juggle which bill gets paid and which does not -- I've been there before!!) then in that case I think I would not want them to have electronic access.

Pretty sure they can't just debit my account unless there is an agreement where I've previously authorized it. So in my current situation... the CC limit is low and I do not plan to ever carry a balance. So it doesn't seem like there is too much risk here.

The electronic payments are easier and probably more reliable then having my other bank send a paper check. What do you think?